Know your deadline.
Work the numbers.
Beat the clock.

Most financial tools are built for people who just need to "spend less on coffee." That's not you. You have a balance transfer, a promotional rate, or a loan with an expiration date on the good terms. True North Money is built for that deadline.


The Flagship Tool

Digital Download
Balance Transfer Payoff Planner
Promotional Rate Deadline Tracker · Debt Deadline Workbook
  • Track your balance transfer deadline to the day
  • Calculate the exact monthly payment needed to clear it
  • See exactly what happens if you miss the deadline
  • PDF + interactive HTML — no spreadsheet required
$37
one-time · instant download
PDF HTML Instant Access

Built for people with a debt deadline — not just a budget.

Most people carrying a balance transfer are operating on a timer. The promotional rate expires. The interest hits. And if you weren't tracking it precisely, you didn't see it coming.

This workbook gives you a clear picture of exactly where you stand — how much is left, how long you have, what you need to pay each month, and what the cost of missing the deadline actually is.

No fluff. No generic advice. Just a clear direction and a deadline you can work backwards from.


More Tools in Development

The full toolkit is coming.

Dashboards, trackers, and calculators — all built around one question: what do you need to do, and how long do you have? Join the list for early access and launch pricing.


Why True North Money exists.

"Finance tools for people with deadline-driven debt."

True North Money exists because most financial tools are built for people who just need to "spend less on coffee." That's not everyone.

Some of us are carrying balance transfers, promotional rates, and loans with expiration dates on the good terms. Miss the deadline and the interest hits like a freight train.

Every product here is designed around one question: what do you need to do, and how long do you have to do it? No fluff. No generic advice. Just a clear direction and a deadline.

$37
One-time price. No subscription, no upsell.
2
Formats included — PDF and interactive HTML
0
Fluff. Every page earns its place.
Times you can use it. Yours forever.